List of all fees for Primary Card PowerCash Visa® Payroll Card
A
ll Fees Amount Details
Monthly Usage
Monthly Fee $5.00 Monthly fee (per calendar month) is waived until Card expiration; this fee is
assessed one month after the expiration date on the card front, on the day of the
month the card was first loaded.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG-MONTHLY
Per Purchase
Point of Sale Purchases (PIN) $0.50 This fee is our fee. This fee is charged when you use your Personal Identification
Number (PIN) for a purchase.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG PIN TRAN
Point of Sale Purchases (Signature) $0
There is no fee when you use your card for signature, mail order, telephone order,
Internet purchases.
Get Cash
ATM Withdrawal $1.50 This is our fee. You get one (1) ATM withdrawal, per pay period, at no charge. After
your first no charge ATM withdrawal, you will be charged (per transaction).
International ATM withdrawals will incur an International Transaction Service Charge
for currency conversion. You may also be charged a fee by the ATM operator, even
if you do not complete the withdrawal. This ATM fee is a third party fee amount
assessed by the individual ATM operator only and is not assessed by us. This ATM
fee amount will be charged to your Card.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG ATM WITHDRAW
Bank Teller Withdrawal $8.00 This is our fee. You get one (1) Bank Teller withdrawal, per pay period, at no charge
when you use your card for a cash advance inside a participating bank, with a bank
teller. After your first no charge Bank Tell withdrawal, you will be charged (per
transaction).
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG CASH ADV
Information
Customer Service (automated or live
agent)
$0 No fee for calling our customer service line (automated or live agent), including for
balance inquiries.
ATM Balance Inquiry $0.50
This is our fee. This fee is charged (per inquiry) when you check your balance at an
ATM. You may also be charged a fee by the ATM operator, even if you do not
complete the transaction. This ATM fee is a third party fee amount assessed by the
individual ATM operator only, and is not assessed by us. This ATM fee amount will
be charged to your Card.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG BALANCE INQ
Balance Inquiry (Online) $0 No fee to check your balance online.
Using your card outside the U.S.
Currency Conversion Fee 3% Of the U.S. dollar amount of each transaction.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG INTRNTL TRAN
International Point of Sale Purchases
(PIN)
$0.50
This fee is our fee. This fee is charged when you use your Personal Identification
Number (PIN) for an International POS purchase. International PIN based POS
transactions will incur an International Transaction Service Charge for currency
conversion.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG PIN TRAN
International Point of Sale Purchases
(Signature)
$0.50
This is our fee. This fee is charged when you use your card for signature, mail order,
telephone order, Internet purchases with an International merchant.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG VISA PURCHASE OR SVC CHG NO PIN TRN
International ATM Cash Withdrawal
$4.50
This is our fee. This fee is charged (per transaction). International ATM withdrawals
will incur an International Transaction Service Charge for currency conversion. You
may also be charged a fee by the ATM operator, even if you do not complete the
withdrawal. This ATM fee is a third party fee amount assessed by the individual
ATM operator only and is not assessed by us. This ATM fee amount will be charged
to your Card.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG ATM WITHDRAW INTERNATIONAL
International ATM Balance Inquiry $1.00 This is our fee. This fee is charged (per inquiry) when you check your balance at an
International ATM. You may also be charged a fee by the ATM operator, even if you
do not complete the transaction. This ATM fee is a third party fee amount assessed
by the individual ATM operator only, and is not assessed by us. This ATM fee
amount will be charged to your Card.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG BALANCE INQ
International ATM Transaction
Decline
$1.00 This is our fee. This fee is charged (per decline) when you attempt to withdraw funds
at an International ATM and you do not have the available balance for the amount.
You may also be charged a fee by the ATM operator, even if you do not complete
the withdrawal. This ATM fee is a third party fee amount assessed by the individual
ATM operator only and is not assessed by us. This ATM fee amount will be charged
to your Card.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG NSF ATM
Other
Companion Card $15.00 This is our fee. This fee is charged when you request a Companion Card. You may
request one (1) Companion Card only.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG CARD REQUEST
Standard Card Replacement $10.00 This is our fee. This fee is charged (per Card) when Card is reissued or replaced for
any reason except upon expiration. (7-10 business day delivery)
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG REISSUE CARD
Standard Card Replacement
(Outside of U.S.)
$15.00 This is our fee. This fee is charged per Card; when Card is reissued or replaced for
any reason except upon expiration (delivery timeframe based on destination).
The fee descriptor that will show on electronic and written transaction histories will
be DR ADJ OTHER REPLACE CARD NON US
Expedited Card Replacement (U.S.) $30.00
This is our fee. This fee is charged (per request) for an expedited delivery of a Card
replacement or reissue for any reason. Expedited Card Replacement is an
additional fee for requested expedited 3-5 business day delivery for a Card that is
reissued or replaced for any reason. $10.00 Standard Card Replacement fee still
applies for a Card that is reissued or replaced for any reason except upon Card
expiration.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG EXPED CARD
Your funds are eligible for FDIC Insurance. Your funds will be held at or transferred to The Bancorp Bank, N.A., an FDIC-insured
institution. Once there, your funds are insured up to $250,000 by the FDIC in the event The Bancorp Bank, N.A. fails, if specific
deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details.
No overdraft/credit feature.
Contact PowerCash Cardholder Services by calling 1-800-963-2072, by mail at P.O. Box 724026, Atlanta, GA 31139 or visit
www.prepaidcardholder.com
.
For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the
Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.
Expedited Card Replacement
(Outside of U.S.)
$45.00 This is our fee. This fee is charged (per request) for an expedited delivery of a Card
replacement or reissue for any reason. Expedited Card Replacement is an
additional fee for requested expedited delivery outside the U.S. Fee amount may
vary based upon destination of shipment. Fee will not exceed $45.00. $15.00
Standard Card Replacement (Outside of U.S.) fee still applies for a Card that is
reissued or replaced for any reason except upon Card expiration.
The fee descriptor that will show on electronic and written transaction histories will
be DR ADJ OTHER EXPEDITE MAIL NON US
ATM Transaction Decline $0.50
This is our fee. This fee is charged (per decline) when you attempt to withdraw funds
at an ATM and you do not have the available balance for the amount. You may also
be charged a fee by the ATM operator, even if you do not complete the withdrawal.
This ATM fee is a third party fee amount assessed by the individual ATM operator
only and is not assessed by us. This ATM fee amount will be charged to your Card.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG NSF ATM
Primary Card to Companion or
Primary Card Transfer
$5.00 This is our fee. This fee is charged to the sender and is charged per transfer.
The fee descriptor that will show on electronic and written transaction histories will
be SVC CHG CRD XFR DR
Online Statement $0 No fee for viewing your statement online.
Paper Statement $5.00 This is our fee. This fee is waived for your first Paper statement request for any
month in a twenty-four (24) month period. If you request more than one Paper
statement, for the same month, you will be charged the fee. (Paper statements can
be requested by the primary Cardholder only.)
The fee descriptor that will show on electronic and written transaction histories will
be STATEMENT FEE
Card Account Closure Fee $15.00
This is our fee. The Card Account Closure Fee applies when a primary Cardholder
contacts customer service and requests to close his/her primary or Companion Card
and be issued a check for the remaining balance. Administratively, the Program
Manager must provide a means for Cardholders to close out their Card Accounts
and receive any remaining balances. Customer service representatives are
instructed to advise Cardholders to access their remaining balances at an ATM
and/or POS terminal or merchant to avoid this fee.
The fee descriptor that will show on electronic and written transaction histories will
be DR ADJ OTHER REFUND PROCESS FEE
